Automated KYC (Know Your Customer) verification

Purpose

 1.1. To automate verification of clients’ identities (KYC) during onboarding for aeronautical engineering firms, ensuring regulatory compliance, risk mitigation, and streamlined client management.
 1.2. Enables seamless data extraction, document validation, face/photo matching, and anti-fraud screening integrated into onboarding workflows.
 1.3. Reduces manual workload by auto-checking IDs, cross-referencing government lists, verifying qualifications/licenses, and storing compliant audit logs.

Trigger Conditions

 2.1. New client registration via web form, email, or CRM update.
 2.2. Upload of identity, business registration, qualification, or licensure documents.
 2.3. API/webhook call from partner portals or onboarding forms.
 2.4. Scheduled audits for annual/periodic KYC refresh.

Platform Variants

 3.1. Jumio
  • Feature/Setting: Document Verification API; configure to accept driver’s license, passport, or government IDs.
 3.2. Onfido
  • Feature/Setting: Identity Verification API; auto-initiates ID/bio-metric checks on file upload.
 3.3. Trulioo
  • Feature/Setting: GlobalGateway API; set up for business and individual cross-checks.
 3.4. LexisNexis Risk Solutions
  • Feature/Setting: InstantID; bulk screening against watchlists and sanctions.
 3.5. IDnow
  • Feature/Setting: AutoIdent API endpoint; auto-verify passport and biometric selfie.
 3.6. Socure
  • Feature/Setting: ID+ Platform’s Know Your Customer API; configure triggers for new client workflows.
 3.7. Shufti Pro
  • Feature/Setting: Face and document verification API with webhook result notifications.
 3.8. Mitek
  • Feature/Setting: Mobile Verify SDK; invoke on user photo upload via onboarding apps.
 3.9. Veriff
  • Feature/Setting: Verification API / Web SDK; use for end-to-end automated KYC with callback on completion.
 3.10. Authenteq
  • Feature/Setting: OAuth-based instant verification endpoint.
 3.11. ComplyAdvantage
  • Feature/Setting: Adverse Media & PEP Screening API, real-time checks on new client entries.
 3.12. Alloy
  • Feature/Setting: Workflow engine APIs to compose KYC/bank account linkage sequences.
 3.13. Plaid
  • Feature/Setting: Identity Verification API; set up to cross-verify bank and legal name.
 3.14. Google Cloud Vision
  • Feature/Setting: OCR/Document AI; extract information from uploaded certificates/passports.
 3.15. AWS Rekognition
  • Feature/Setting: CompareFaces API; set up auto-matching selfie and ID photo.
 3.16. TrueLayer
  • Feature/Setting: Identity API; verify client identity during payment method addition.
 3.17. Dwolla
  • Feature/Setting: KYC verification endpoints for business accounts.
 3.18. Microsoft Power Automate
  • Feature/Setting: Workflow triggers on SharePoint/OneDrive uploads for document storage and forwarding.
 3.19. Zapier
  • Feature/Setting: Multi-service KYC chain automation via connected verification apps.
 3.20. DocuSign
  • Feature/Setting: ID Verification setting in envelope preparation; require photo/ID upload during signature.

Benefits

 4.1. Accelerated, error-resistant onboarding of engineering clients with reduced manual input.
 4.2. Centralizes audit trails for compliance with international KYC/AML regulations.
 4.3. Mitigates fraud risk through cross-checks with global watchlists and biometric comparison.
 4.4. Frees engineering firm’s resources to focus on value-add professional services.
 4.5. Seamless scalability to handle spikes in client onboarding demand.