Cash flow alerts and projections

Purpose

1.1. Monitor real-time cash inflows and outflows for Algerian cuisine restaurants to prevent liquidity issues.
1.2. Generate automated alerts when balances hit thresholds; project future cash flow based on current patterns and upcoming obligations.
1.3. Enable proactive financial decisions, regulatory compliance, and seamless reporting for food & beverage operations.

Trigger Conditions

2.1. Account balance drops below set minimum (e.g., 500,000 DZD).
2.2. Outgoing/incoming payments above specified amount (configurable).
2.3. Unusual spending/spike detected based on historical averages.
2.4. Approaching payroll or vendor payment dates.
2.5. Cash flow projections indicate negative cash in next 7, 14, or 30 days.

Platform Variants

3.1. Xero
• API: Bank Transactions API — fetch and analyze real-time cash movements; Webhook to trigger alerts at threshold.
3.2. QuickBooks Online
• Feature: Reports API — generate cash flow forecasts; Notifications API for real-time alerts.
3.3. Sage Business Cloud
• Feature: Banking Service API — set up balance monitoring and scheduled alerts.
3.4. Zoho Books
• API: Bank Rules & Notification APIs — trigger cash alerts and auto-send forecast reports.
3.5. PayPal
• API: Balance Webhooks — setup instant alerts for balance dips/spikes.
3.6. Stripe
• API: Balance Transactions Endpoint — monitor and project merchant account activity; webhooks for dynamic alerts.
3.7. Plaid
• Feature: Transactions API — real-time feed for cash flow events; trigger webhook notifications on anomalies.
3.8. Oracle NetSuite
• Feature: SuiteAnalytics API — automate cash flow dashboards and email alert scheduling.
3.9. SAP Business One
• Feature: Service Layer API — query and monitor bank ledgers, trigger compliance-based alerts.
3.10. Microsoft Power Automate
• Feature: Recurring Flow Scheduling — connect to financial data sources, cascade cash alert emails/SMS.
3.11. Slack
• Feature: Incoming Webhooks — post real-time cash position changes to finance channel.
3.12. Twilio
• Feature: Programmable SMS API — send SMS notifications for threshold breaches.
3.13. SendGrid
• Feature: Transactional Email API — dispatch cash flow projection reports and critical balance alerts.
3.14. Google Sheets
• Feature: Apps Script API — automate custom cash flow models, auto-update dashboards and alerts.
3.15. Monday.com
• Feature: Automations/Integrations Center — trigger tasks or messages on balance warnings or projections.
3.16. FreshBooks
• API: Expense Tracking API — real-time monitoring of spend and automated flagging.
3.17. Wave Apps
• Feature: Account Balance Alert — configure notification rules via dashboard.
3.18. Salesforce
• Feature: Process Builder — automate outbound emails and task creation for projected shortfalls.
3.19. HubSpot
• Feature: Workflow Automation — manage email/SMS alerts upon cash status change from linked accounts.
3.20. Dynamics 365 Finance
• Feature: Power Apps Integration — scheduled cash reporting and exception notifications.
3.21. Notion
• Feature: Database API — auto-log cash alert events and integrate with team comms.

Benefits

4.1. Prevent overdraft and non-compliance by real-time financial insights and projections.
4.2. Automates repetitive monitoring, reducing manual error and administrative time.
4.3. Ensures all key finance stakeholders are alerted via preferred communication channels.
4.4. Supports strategic planning by surfacing trends and upcoming risks early.
4.5. Simplifies audit and reporting by archiving alert/event histories automatically.