Integration of payment gateways for online transactions

Purpose

1.1. Enable secure, automated online tuition and fee collection for apprentices.
1.2. Reduce manual effort in payment processing and reconciliation.
1.3. Integrate real-time payment status updates into educational records.
1.4. Provide flexible payment options for students (credit card, ACH, wallets).
1.5. Improve financial transparency and reporting for vocational training centers.

Trigger Conditions

2.1. Student initiates or schedules a payment via web portal.
2.2. Invoicing event generated in ERP or student management system.
2.3. Payment reminder notification sent to student/guardian.
2.4. Recurrent tuition payment interval reached.
2.5. Payment status update received from gateway (success/failure).

Platform Variants

3.1. Stripe
• Function: PaymentIntent API — create, confirm payments; Webhooks for status.
• Sample config: Set up API key, define amount, currency, capture payment, register webhook for payment_intent.succeeded.
3.2. PayPal
• Function: Orders API — capture payments, IPN for notifications.
• Sample config: Create an order, set up webhooks for payment completed events.
3.3. Square
• Function: Payments API — process card payments, retrieve status.
• Sample config: Use sandbox access token, POST /v2/payments, define redirect URL for confirmation.
3.4. Authorize.Net
• Function: Accept Hosted API — embedded payment form; Transaction Reporting API.
• Sample config: Generate token for hosted form, set relay response URL.
3.5. Adyen
• Function: /payments endpoint — initiate payment; webhooks for notification.
• Sample config: Configure API credentials, define merchant account, URL notification handler.
3.6. Razorpay
• Function: Orders API, Webhooks for state change.
• Sample config: Set API key, create order object, listen to 'payment.captured'.
3.7. WorldPay
• Function: SecureNet API, Payment Status service.
• Sample config: Register merchant code, set callback URL, activate webhook for settled payments.
3.8. Apple Pay
• Function: Payment Sheet integration via SDK, PaymentToken validation.
• Sample config: Integrate JS SDK, validate tokens server-side, enable payment events.
3.9. Google Pay
• Function: Payments API via JS, gateway configuration.
• Sample config: Implement paymentRequest in JS, provide gateway merchant ID.
3.10. Braintree
• Function: Transaction API, webhook notifications.
• Sample config: Configure API credentials, POST transaction, listen for settled transactions.
3.11. Mollie
• Function: Orders API, webhook for transaction status.
• Sample config: Provide API key, POST to /orders, configure webhook for status="paid".
3.12. 2Checkout
• Function: Payment API, IPN configuration.
• Sample config: Activate INS, specify IPN endpoint for callbacks.
3.13. GoCardless
• Function: Payments API for bank debits, Webhooks for outcomes.
• Sample config: Set API access token, create customer/payment, register webhook handler.
3.14. BlueSnap
• Function: Hosted Payment Fields, API notifications.
• Sample config: Embed JS fields, set up webhook for payment success/fail.
3.15. SagePay (Opayo)
• Function: Server Integration, Notification URL for updates.
• Sample config: Set vendor name, endpoint for VPS protocol, listen for notification POST.
3.16. Ingenico
• Function: Connect Payments API, push notifications.
• Sample config: Set API keys, POST order, set notification URL.
3.17. PayU
• Function: Web Checkout, API for transaction status.
• Sample config: Use merchant ID, generate payment form, handle IPN for confirmation.
3.18. WePay
• Function: Checkout API, Notification API.
• Sample config: Provide client ID/secret, POST to /checkout, configure notification endpoint.
3.19. Klarna
• Function: Payments API, asynchronous notification.
• Sample config: API/secret, POST order, subscribe to notification callback.
3.20. Amazon Pay
• Function: API Checkout v2, Instant Payment Notification (IPN).
• Sample config: Set up seller credentials, implement IPN endpoint for event handling.

Benefits

4.1. Enables multiple online payment method options for apprentices.
4.2. Automates payment capture and status tracking.
4.3. Minimizes human intervention and errors in fee collection.
4.4. Reduces delays and increases cash flow predictability.
4.5. Simplifies regulatory compliance and audit readiness with automated logs.
4.6. Integrates with existing student management or ERP systems for unified finance tracking.