One-click payment links for due balances

Purpose

1.1. Enable instant, secure payments for outstanding membership balances by generating and sending one-click payment links, ensuring timely collection, minimizing manual billing, and improving user experience for divers and members in an aquatic facility.

Trigger Conditions

2.1. Membership dues reach a pending/delinquent status in billing system.
2.2. Update in member account indicating unpaid balance.
2.3. Recurring payment failures posted to member profile.
2.4. End-of-month reconciliation finds open invoices.
2.5. Manual staff request to initiate payment link for overdue member.

Platform Variants

3.1. Stripe
• API: Payment Links API (`/v1/payment_links`), auto-generate links for invoice ID.
3.2. PayPal
• API: "Create Payment Link" in Invoice API (`POST /v2/invoicing/invoices`), returns pay-url.
3.3. Square
• Function: "Create Checkout Link" (`CreatePaymentLink` in Checkout API).
3.4. Razorpay
• API: "Payment Links" (`POST /v1/payment_links`), auto-fill amount and member details.
3.5. GoCardless
• API: "Create Payment Request" (`POST /payments`), generate payment URL.
3.6. QuickBooks Online
• Setting: "Send Payment Link" via Sales Receipt/Invoice feature.
3.7. FreshBooks
• API: 'Create Invoice Link' (`POST /api/2.1/invoices/invoice_id/send_by_email`).
3.8. Zoho Books
• Function: "Invoice Payment Link" (`POST /invoices/paymentreminder`).
3.9. Xero
• API: "Online Invoice Link" (`GET /Invoices/{InvoiceID}`), returns PaymentUrl.
3.10. Mollie
• API: "Create Payment" (`POST /v2/payments` with `redirectUrl`).
3.11. Chargebee
• API: "Hosted Payment Pages" (`/hosted_pages/new_subscription`).
3.12. Authorize.net
• Setting: "Send Payment Form Link" (Accept Hosted API `getHostedPaymentPageRequest`).
3.13. Braintree
• API: "Payment Link Generation" via Hosted Fields + Transaction endpoint.
3.14. Shopify
• Feature: "Draft Orders" → "Invoice Link" (`/admin/api/2021-10/orders.json`).
3.15. Wave
• Feature: "Payment Link" on Invoices.
3.16. WePay
• API: "Checkout Link" (`POST /checkout/create`).
3.17. Paddle
• API: "Generate Pay Link" (`POST /payment-link-generate`).
3.18. Adyen
• API: "Payment Links" (`POST /pay-by-link/v1/paymentLinks`).
3.19. Worldpay
• Function: "Hosted Payment Page Link" with Invoice details.
3.20. Venmo (via Braintree/PayPal)
• Available as feature in PayPal API payment links.

Benefits

4.1. Immediate payment options accelerate cash flow for aquatic facilities.
4.2. Eliminates manual invoicing and repetitive billing communications.
4.3. Reduces administrative overhead, freeing staff for higher-value tasks.
4.4. Improves member satisfaction through frictionless payment experiences.
4.5. Enables automated dunning for recurring, late, or failed payments.
4.6. Supports compliance and payment tracking with transaction logs.
4.7. Reduces late payments with reminders and accessible payment channels.
4.8. Works across email, SMS, and chat channels for broad member reach.
4.9. Integrates easily with CRM or entry systems for automated access control post-payment.
4.10. Ensures secure payment collection through certified Payment Service Providers.