Auto-flagging failed or suspicious transactions

Purpose

1.1 Automatedly monitor, track, and detect failed or suspicious financial transactions in real time to ensure regulatory compliance, reduce fraud risks, and streamline financial operations.
1.2 Automate the generation of alerts and incident reports, enabling immediate human review and quicker resolution of irregularities in registry payments and governmental fees.
1.3 Automating the collation of data on failed or suspicious attempts for audit trails, integrating with compliance dashboards and risk intelligence systems.

Trigger Conditions

2.1 Failed payment status returned from payment gateway APIs.
2.2 Automated detection of unusual transaction patterns, such as repeated failures from a single user/IP.
2.3 Transaction amounts exceeding configurable thresholds or deviating from historical company patterns.
2.4 Suspicious field values (e.g., mismatched registry details, flagged account numbers) detected during automated validation checks.
2.5 Returned error codes or chargeback notifications from banks or clearing houses.

Platform Variants

3.1 Stripe
• Function/API: Webhooks for failed_payments; setup automated Event Listeners for suspicious activity.
3.2 PayPal
• Feature: IPN (Instant Payment Notification) triggers automated on failure or dispute statuses.
3.3 Adyen
• API: Notification Webhooks—configure automated triggers for transaction failures or fraudScore flags.
3.4 Square
• Webhook/Event: automated webhook trigger on PAYMENT_FAILED or UNUSUAL_ACTIVITY events.
3.5 Braintree
• API: Automated Transaction Search endpoint for status and dispute flags.
3.6 SAP Concur
• Function: Payment Audit Reports API—automate extraction of failed and flagged transaction logs.
3.7 QuickBooks Online
• Webhook: Payments API automates the capturing of unsuccessful transactions for review.
3.8 Oracle NetSuite
• REST API: automates search for failed/suspicious payment transactions in Financial module.
3.9 Xero
• Endpoint: Payments API webhooks configured for automating failed transaction detection.
3.10 Plaid
• Feature: Transactions API—automates monitoring and categorization of flagged activities.
3.11 Rapyd
• Notification: Automated webhook on PAYMENT_FAILED and PAYMENT_SUSPICIOUS events.
3.12 Worldpay
• Webhook: Automated notifications on unsuccessful or suspicious payment attempts.
3.13 Mollie
• Webhook: Payment status updates automated for failed and unusual activity.
3.14 GoCardless
• Webhook: Payouts and Payments automatedly flagged on failure or risk triggers.
3.15 Dwolla
• API: Automated event subscription to failed_transfer and suspicious_activity event types.
3.16 Payoneer
• Dashboard/API: Set up automated email and webhook notifications for flagged payments.
3.17 Fiserv
• Event Notification: Automate monitoring of failed processing or suspicious alerts.
3.18 Ingenico
• Webhooks: Automated payment failure triggers and risk scoring event setup.
3.19 BlueSnap
• API: Automated Transaction Monitoring API flags failed/suspicious transactions.
3.20 Authorize.Net
• Webhook/API: Automate ARB (Automated Recurring Billing) and failed transactions event capture.
3.21 Sift
• Events API: Automate risk scoring and flagging of suspicious registry transactions.
3.22 Telesign
• Score API: Automates screening transactions for fraud risk prior to approval.

Benefits

4.1 Automates identification of irregular transactions, reducing manual oversight and error risk.
4.2 Speeds up reaction to fraud or HIPAA/GDPR compliance events.
4.3 Enables automated creation of detailed audit logs, vital for regulatory reporting.
4.4 Reduces operational costs of constant manual transaction review.
4.5 Automating reporting enhances accuracy and secures payment workflows in registry functions.