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Split billing and group payment automation

Purpose

1.1. Enable seamless, automated splitting of bills among customers in a pet-friendly café, providing group payment options via digital and point-of-sale channels.
1.2. Streamline multi-party checkouts, automate payment reminders, receipt distribution, and keep real-time sales records accurate across platforms.
1.3. Integrate with loyalty, CRM, and payment gateways for unified billing and customer profiles.
1.4. Reduce staff intervention, minimize manual errors, and ensure traceable, auditable payment flows for all group transactions.

Trigger Conditions

2.1. Customer initiates split payment at POS or via online order platform.
2.2. Detection of multiple payers linked to a single table/order.
2.3. Manual or automatic group bill request (e.g., “split by individual items” or “evenly among guests”).
2.4. Group payment request received via mobile POS or QR code scan.
2.5. Time-based triggers for unpaid split bills or reminders post-service.

Platform Variants


3.1. Square POS
• Setting: “Split Tender Payments” API, configure custom prompts for staff-initiated and customer-initiated split.
3.2. Toast POS
• Setting: Activate “Group Pay,” set workflow for sending payment links via SMS/email; configure webhooks for payment confirmations.
3.3. Stripe
• Setting: Use Payment Intents API, enable “Split Payments” logic, trigger individualized payment links.
3.4. PayPal
• Feature: “PayPal.Me”; Batch Payment API for distributing payment requests; callback URL for confirmation to POS.
3.5. Venmo for Business
• Feature: Create Venmo Group Pay buttons; listen for transaction webhook to match payers with order.
3.6. Adyen
• Setting: Configure Split API; handle request splits per item, display real-time group balances on digital receipts.
3.7. Clover POS
• Feature: Enable “Split Bill” on Register app; use Commerce API for order updating.
3.8. Lightspeed POS
• Setting: Activate “Split Payments” in sales app; use API to fetch partial payments in CRM.
3.9. Shopify POS
• Feature: Use Multipass API for shared payment links, send notifications using Shopify Flow triggers.
3.10. Paystack
• Setting: Implement “Split Payments” API, program callbacks to sales dashboard, notify each customer.
3.11. Razorpay
• Feature: Razorpay Route for automated split payments, web callback for final settlement alert in café CRM.
3.12. SumUp
• Setting: Enable “Split Transactions” in register; push summary to accounting via webhook.
3.13. Worldpay
• Feature: Configure “Multi-Payer” payment gateway, map order splits to guest profiles.
3.14. QuickBooks Commerce
• Setting: Fetch partial payment updates via API sync for reconciliation.
3.15. FreshBooks Payments
• Feature: Use invoice split feature; trigger payment reminders through integrated emails.
3.16. GoCardless
• Setting: Set up payment mandates for groups, distribute splits via API.
3.17. Poynt
• Feature: “Dynamic Tips & Split” feature, send confirmation SMS to group.
3.18. Zettle by PayPal
• Feature: Use “Split Bill” in-app workflow, sync with mobile CRM for loyalty.
3.19. Quickteller Business
• Setting: Enable “Split Bill” for group payments, auto-email digital receipts.
3.20. Xero
• Feature: Update sales ledger with partial/group payments using Payments API.
3.21. Slack
• Feature: Notify staff channel on split bill initiation/completion via Slack API.
3.22. Twilio
• Setting: Send SMS payment links or split reminders with Programmable Messaging API.
3.23. SendGrid
• Feature: Automate batch email receipts to all group members after bill split.

Benefits

4.1. Accelerates group checkouts, enhancing customer satisfaction.
4.2. Reduces billing errors and staff workload during busy periods.
4.3. Offers flexible payment options appealing to millennial and Gen Z demographics.
4.4. Ensures transparent, documented transactions for dispute reduction.
4.5. Enhances upsell and loyalty through group engagement data collection.
4.6. Syncs payments with inventory and analytics for real-time insights.
4.7. Integrates reminders and receipts, increasing operational professionalism.

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