Initial eligibility assessment and scoring

Purpose

1. Automate initial eligibility assessment and scoring of loan applicants.

2. Automates qualification checks based on client-provided data to reduce manual review time.

3. Standardizes risk scoring, eligibility rules, and document capture for loan agency onboarding.

4. Enables teams to automatedly triage, segment, and flag applicants in real time.

Trigger Conditions

1. New client application form submission.

2. API webhook from partner intake platform.

3. Uploaded documentation from applicant portal.

4. Manual trigger by relationship manager.

5. Scheduled checks for updates or missing data.

Platform Variants

1. Salesforce

• Feature/Setting: Process Builder and Flow, triggers on new Lead; configure criteria-based automator steps and custom scoring formula field.
  

2. Microsoft Power Automate

• Feature/Setting: Scheduled/instant Flow, automated eligibility logic on form submission, output to CDS or SharePoint.
  

3. HubSpot

• Feature/Setting: Workflow automation on contact property update, use score-based Lead Scoring automation.
  

4. Zapier

• Feature/Setting: Zap triggered by intake form, automated filter, and scoring action using Formatter.
  

5. Google Cloud Functions

• Feature/Setting: Automated HTTP endpoint and eligibility logic; outputs to Sheets for human review.
  

6. AWS Lambda

• Feature/Setting: Automated event-driven function to process eligibility API logic and update DynamoDB.
  

7. DocuSign

• Feature/Setting: PowerForms with recipient prefill for eligibility; Results automate routed for scoring.
  

8. Twilio

• Feature/Setting: SMS with prebuilt eligibility survey; Twilio Studio Flow to automate next steps based on score.
  

9. SendGrid

• Feature/Setting: Automated transaction email with status update post-assessment; categorize applicants dynamically.
  

10. Typeform

• Feature/Setting: Response webhook trigger automator; automate scoring calculation in response JSON.
  

11. Jotform

• Feature/Setting: Approval Flow automation triggers on submit, with conditional scoring.
  

12. Slack

• Feature/Setting: Slack Workflow Builder - channel automation notification for applications over eligibility threshold.
  

13. Google Sheets

• Feature/Setting: Automated scripts to calculate eligibility and scoring on new row added.
  

14. Notion

• Feature/Setting: Notion Automation tool for database scoring and status update.
  

15. Monday.com

• Feature/Setting: Automate Board Status and Integration automator on form update for eligibility routes.
  

16. Pipedrive

• Feature/Setting: Automated workflow on new deal, custom fields for eligibility scoring automating qualification pipeline.
  

17. Intercom

• Feature/Setting: Automated chatbot qualifying questions, segmenting applicants for further processing.
  

18. CloverDX

• Feature/Setting: Data pipeline automation for intake file transformation and eligibility scoring.
  

19. Plaid

• Feature/Setting: Automated bank account verification API; triggers risk flags for ineligible applicants.
  

20. Experian

• Feature/Setting: Automated credit check API integration, eligibility rule set via their decisioning endpoint.
  

21. Equifax

• Feature/Setting: Automated credit score retrieval and applicant matching API for initial qualification.
  

22. Docparser

• Feature/Setting: Automate parsing of uploaded documents; data routed into automated eligibility engine.
  

Benefits

1. Automates repetitive manual review, reducing costs.

2. Increases consistency in applicant scoring and compliance.

3. Minimizes human error through automation.

4. Accelerates onboarding with real-time automated eligibility decisions.

5. Enables scalable growth and automated data integration with ecosystem tools.