Integration of online payment gateways for real-time payment capture

Purpose

1.1. Automate the integration of online payment gateways to enable real-time, automated payment capture for minibus taxi services in the corporate ground transportation sector.
1.2. Automates the property of capturing, reconciling, and recording payments instantly, improving operational efficiency, minimizing manual intervention, and reducing payment discrepancies.
1.3. Provides an automatable framework for instant fare collection, digital receipts, and financial tracking, automating both passenger and corporate client transaction processes.
1.4. Supports automated scheduling and auto-trigger of payment reminders and confirmations, facilitating real-time revenue recognition and cash flow visibility.

Trigger Conditions

2.1. Automated trip completion status updated in minibus taxi management systems.
2.2. Passenger initiates a booking or payment via web or mobile application.
2.3. Scheduled invoice is due or automatically created.
2.4. Manual entry by dispatcher triggers automated payment request workflow.
2.5. Payment authorization or declined notification from payment gateway API.

Platform Variants

3.1. Stripe
• Feature/Setting: Automate "PaymentIntent API" to auto-capture charges post-service completion; use webhook endpoint for event automation.

3.2. PayPal
• Feature/Setting: Automatable "Capture Payment for Order" endpoint; configure Instant Payment Notification (IPN) for automated triggers.

3.3. Square
• Feature/Setting: Automate "CreatePayment" API; enable auto-receipt generation and automated webhook for payment success.

3.4. Braintree
• Feature/Setting: Use "Transaction.sale" API function for automated payment capture and receipt automation.

3.5. Authorize.Net
• Feature/Setting: Automate "createTransactionRequest" (API); set up webhook for auto-notifications on payment status.

3.6. Adyen
• Feature/Setting: Automate "/payments/capture" API for real-time payment capture; use notification webhook for automation.

3.7. Worldpay
• Feature/Setting: Automate "Order Capture" API and configure Payment Response Webhooks for automated notifications.

3.8. Mollie
• Feature/Setting: Automate "Create Payment" endpoint; enable webhook for automated status detection.

3.9. Razorpay
• Feature/Setting: Automate "Payment Capture API"; set up automated status webhook for reconciliation.

3.10. WePay
• Feature/Setting: Use "/checkout/create" for automated payment initiation; configure IPN for real-time automation.

3.11. Klarna
• Feature/Setting: Automate "Order Management API" for auto-capture; notification webhook for automating order status.

3.12. GoCardless
• Feature/Setting: Automate "Create Payment" function; automate webhook for auto-reconciliation.

3.13. BlueSnap
• Feature/Setting: Automate "Charge API"; configure automated callbacks for payment updates.

3.14. 2Checkout (now Verifone)
• Feature/Setting: Automate "Sale Payment API"; automate webhook for status notifications.

3.15. Alipay
• Feature/Setting: Automate "alipay.trade.pay" API for real-time capture; automation with notification_url.

3.16. Amazon Pay
• Feature/Setting: Automate "Charge API" for auto-payments; automate Instant Payment Notification (IPN).

3.17. Apple Pay
• Feature/Setting: Automate through Apple Pay JS API on website/app for payment automation; configure backend verification.

3.18. Google Pay
• Feature/Setting: Automate "Payments API"; automate backend processing and payment status webhooks.

3.19. FastSpring
• Feature/Setting: Automate "Order API" for payments; enable Webhook for notification automation.

3.20. Checkout.com
• Feature/Setting: Automate "Payment Intents API" for real-time capture; Webhook automation for payment lifecycle.

3.21. Ingenico
• Feature/Setting: Automate via "Payment API"; set up webhooks for automated transaction updates.

3.22. CyberSource
• Feature/Setting: Automate "Payments API" for real-time capture automation; use "Decision Manager" webhooks.

Benefits

4.1. Automates reconciliation and reduces manual payment handling errors.
4.2. Accelerates cash flow with instant, automated payment processing.
4.3. Delivers instant, automated receipts and records for clients and admin.
4.4. Automator reduces administration time and costs, enhancing productivity.
4.5. Increases payment security through automation, mitigating fraud risks.
4.6. Boosts customer satisfaction by offering multiple, automated payment options.
4.7. Automation improves financial oversight and reporting confidence for corporate minibus taxi operators.
4.8. Establishes a fully automatable and scalable payment workflow adaptable to business growth.